One of the Leading Providers of Debt Relief Solutions
Become debt-free in just 24-48 months*
Free consultation. Takes less than 2 minutes.
How It Works
Three simple steps to financial freedom
Get Your Free Debt Analysis
Tell us about your debt and we'll create a personalized relief plan showing exactly how much you can save.
We Negotiate Your Debt
Our expert negotiators work with your creditors to significantly reduce the total amount you owe.
Become Debt-Free
Pay back less than you owe and become completely debt-free in 24-48 months. No more minimum payments.
Why Choose John Simon Financial
We're different because we actually fight for you.
You don't pay us anything until we negotiate a settlement you approve. If we don't save you money, you don't pay.
Our team has relationships with over 1,000 creditors and knows exactly how to get them to accept less than what you owe.
Your dedicated savings account is FDIC-insured and fully controlled by you. We never touch your money without your approval.
Thousands of clients have resolved their debt through our program, with an average reduction of 45% on enrolled balances.
Most clients complete our program and are completely debt-free within 2-4 years instead of spending decades on minimum payments.
A personal debt consultant guides you through every step. Call, chat, or email — we're here when you need us.
Common Questions
Got questions? We've got answers.
How much can I save?
On average, our clients save around 45% on their enrolled debt balances. Your actual savings depend on your specific creditors, balances, and financial situation. We'll show you a personalized estimate before you commit to anything.
Are there any upfront fees?
No. You pay nothing until we successfully negotiate a settlement that you approve. Our fees are a percentage of the enrolled debt, and only charged after results are delivered.
Will this affect my credit score?
Debt resolution can temporarily impact your credit score. However, many of our clients see their scores improve over time as debts are resolved and balances decrease. If your credit is already suffering from high utilization or missed payments, our program may actually help in the long run.
How long does the program take?
Most clients complete the program in 24-48 months, depending on the amount of debt enrolled and the pace of their deposits. Compare that to decades of minimum payments.
Imagine life completely free of debt.
Take the first step today. It's free, takes 2 minutes, and won't affect your credit score.
Get Started Nowor call 866-697-2194 for a free consultation